San Diego Cash Advances - FAQ

What is a payday loan?
A payday loan is a short term loan for consumers used to cover small, unexpected expenses. By choosing San Diego Cash Advance, customers can avoid high bounced check fees and penalties for late payments.

How long does the process take?
San Diego Cash Advance customers typically are typically approved within hours of applying. Funds are wired directly into your checking or savings account, most often providing access to your money by the next day.

What if I have bad credit, NSF's, charge-offs or a bankruptcy?
San Diego Cash Advance does not check credit reports to qualify its customers for a payday cash advance, so there are no worries about bad credit preventing loan approval.

Is any collateral necessary to receive a loan?
No. Your job and your paycheck qualify as collateral.

Is there an application fee?
San Diego Cash Advance never charges applicants a pre-qualification fee for a payday cash advance loan.

How is the payday cash advance loan amount determined?
State law regulations limit the maximum advance fees to between $100 and $500.

How soon do I have to pay back the loan?
Typically, payday cash advance loans are paid back when you receive your next paycheck. The standard time frame for loan repayment is usually no less than seven days and no longer than eighteen days. You may also pay back the loan at an earlier time without any prepayment penalties.

How can I get an extension on my loan?

Consult the paperwork you received with your loan to apply for an extension. It is strongly advised that you request an extension several days before the date your loan payment is due.

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